Last updated: January 7, 2026
These Terms of Service ("Terms") govern your access to and use of https://fmoradi.com (the "Site"), including all related content, coaching, consulting, advisory services, online courses, digital products, emails, and other offerings provided by F. Moradi ("Company," "we," "us," or "our").
By accessing or using the Site, or by purchasing any products or services from us, you agree to be bound by these Terms and all applicable laws and regulations.If you do not agree, you must not access or use the Site or our services.
1. Eligibility and Intended Use
The Site and services are intended for:
- Business owners
- Founders
- Entrepreneurs
- Executives and professionals
You must be at least 18 years old and have the legal authority to enter into these Terms on your own behalf or on behalf of the entity you represent.
By using the Site, you represent and warrant that you meet these requirements.
2. Services and Products
We provide, among other things:
- 1:1 and small-group business growth coaching and advisory
- Strategic consulting on sales, marketing, positioning, and growth systems
- Online courses, digital programs, and downloadable resources
- Creative, branding, and marketing strategy services delivered directly or with trusted partners
We reserve the right to add, modify, suspend, or discontinue any service or product at any time.If a paid service is discontinued, we will either:
- Fulfill the paid commitment, or
- Issue a refund in accordance with these Terms or a separate written agreement.
3. No Guarantees or Earnings Claims
Business, marketing, and sales outcomes depend on factors outside our control, including your execution, market conditions, pricing, team, and decision-making.
Accordingly:
- We do not guarantee any specific results, revenue, profit, lead volume, conversions, or business growth.
- Any testimonials, case studies, examples, awards, or references are illustrative only and not promises of future performance.
You remain fully responsible for all business decisions and actions you take.
4. Accounts, Access, and Security
Some services or products may require account creation or submission of contact information.
You agree to:
- Provide accurate and complete information
- Keep your login credentials confidential
- Be responsible for all activity under your account
Notify us immediately if you suspect unauthorized access or a security breach.
We may suspend or terminate access if these Terms are violated.
5. Orders, Payments, and Pricing
- Prices and payment terms are disclosed at checkout or in a written proposal or agreement
- Prices are listed in the currency shown at checkout and exclude applicable taxes unless stated otherwise
- You authorize us and our payment processors to charge your selected payment method
We reserve the right to:
- Correct pricing errors
- Cancel or modify orders where required by law
- Refund any amounts paid for cancelled items
6. Refunds and Cancellations
6.1 Online Courses & Digital Products
- A 30-day refund window applies unless otherwise stated at checkout
- Requests must be submitted within 30 days and include proof of purchase
Refunds may be denied if:
- The request is late
- The product is marked "final sale" or "non-refundable"
- There is evidence of refund abuse
6.2 Coaching, Consulting & Done-For-You Services
- Non-refundable once delivery begins unless stated otherwise in writing
- Missed or late-cancelled sessions may be forfeited
7. Intellectual Property
All Site content, including text, graphics, videos, layouts, trademarks, and materials ("Content"), is owned or licensed by us and protected by intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable license for personal or internal business use only.
You may not:
- Copy, reproduce, or distribute Content without written permission
- Reverse engineer or extract source code
- Remove copyright or trademark notices
8. User Content & Acceptable Use
If you submit content ("User Content"), you:
- Retain ownership
- Grant us a worldwide, royalty-free license to use it for Site operation and promotion
You represent that your User Content:
- Is lawful
- Does not infringe third-party rights
You agree not to:
- Post unlawful, abusive, or misleading content
- Harvest personal data without consent
- Interfere with Site functionality
We may remove User Content at our discretion.
9. Affiliate Links and Third-Party Offers
The Site may include affiliate links. We may receive compensation if you purchase through these links.
You acknowledge:
- Affiliate relationships do not guarantee product quality or suitability
- Third-party sites have their own terms and privacy policies
- Disputes must be resolved directly with the third party
Affiliate disclosures will be clearly indicated where required by law.
10. Privacy, Data Protection & GDPR
Your use of the Site involves personal data processing in accordance with our Privacy Policy.
Key points:
- We act as a data controller where applicable
- Legal bases include consent, contract, legitimate interests, and legal obligations
- You may opt out of marketing communications at any time
If GDPR applies to you, you may have rights including:
- Access
- Rectification
- Erasure
- Restriction or objection
- Data portability
- Withdrawal of consent
See our Privacy Policy for full details.
11. Disclaimers
The Site and services are provided "as is" and "as available."
We disclaim all warranties, including:
- Merchantability
- Fitness for a particular purpose
- Accuracy or reliability
- Uninterrupted or error-free access
Content is educational and informational only and not legal, financial, medical, or accounting advice.
12. Limitation of Liability
To the fullest extent permitted by law:
- We are not liable for indirect, incidental, consequential, or punitive damages
- Our total liability is limited to the amount paid for the specific service within the 3 months preceding the claim
13. Indemnification
You agree to indemnify and hold harmless the Company and its affiliates from claims arising from:
- Your use or misuse of the Site
- Violation of these Terms
- Infringement of third-party rights
14. Changes to the Site and Terms
We may update these Terms at any time. Continued use of the Site constitutes acceptance of updated Terms.
15. Governing Law & Jurisdiction
These Terms are governed by the laws of Ontario, Canada, without regard to conflict-of-law principles.
All disputes shall be subject to the exclusive jurisdiction of Ontario courts.
16. Severability & Entire Agreement
If any provision is unenforceable, the remaining provisions remain in effect.
These Terms constitute the entire agreement between you and the Company regarding the Site and services.
17. Contact Information
For questions regarding these Terms or data protection:
Contact page: https://fmoradi.com/contact/
Subject line (for GDPR): "Data Protection" or "GDPR"